A: If you lose capacity to make your own decisions and do not have a personal directive, then the court may appoint a guardian. In that case, the guardian will handle your non-financial matters. In Alberta, no one, not even a spouse or close relative, can make non-financial decisions for you, unless your wishes have been written down in a personal directive. For example, speaking to others about your wishes is not enough to give them the legal right to handle your non-financial affairs once you cannot handle them yourself.
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