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A:  Doing so will reduce the worth of the property when it is sold. When the property is sold via the court process, the purchase price is applied to your judgment debt. A damaged house is worth less, and so the judgment will be higher. Another possibility is that your lender will have the damages repaired prior to selling the house, and will have the repair costs added to your judgment. Either way, you are going to be paying for this damage yourself.

 

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